Make your money work for you

The overnight rate went up again?!   What does it mean for you and your money? As expected, the Federal Reserve hiked the overnight rate another 75 basis points at its July 2022 meeting. After all these years of loose fiscal policy, why now? It is a one word answer... Inflation! Inflation is the highest it has been in 40 years and we are all "feeling the pinch". Prior to the last FOMC decision...

Why would anyone invest in the top 10 pharmaceutical companies? The most hated industry in America is the pharmaceutical industry. Yet, for some reason, investors still buy shares... but why? Well... It seems like everyone is using their products… Today, almost half of Americans have used at least one prescription drug in the past 30 days.  Nearly 25% of Americans use at least 3 prescription...

You think you are finally ready to go retire! Congratulations…. You have worked your entire life and you are reaching the finish line. The daily grind is coming to a close and you are excited to finally go into the office tomorrow morning and just... go retire. Out for Summer, out till Fall, you just don't want to go back (to work) at all... Finally, you can have peace in your daily life and...

Giving to charitable causes feels good. The old adage, “It’s better to give than to receive”, is true. And the NIH wanted to prove it. In a study by the NIH in 2007, medical science tried to answer the question, “Is it better to give than to receive?”. In this study, 19 women were given $100.00 and told that whatever was left was theirs to keep at the end of the study. Next, they were placed in...